Dr. Dolf de Roos is running public seminars throughout Australia, New Zealand, Asia, North America, and Europe, training real estate agents, writing and publishing best-selling property books including New York Times Best Seller, Real Estate Riches, as well as introducing software to both analyze and manage investment property. While studying Electrical Engineering at the University of Canterbury in New Zealand, Dolf realized electrical engineering, though inherently interesting, was not necessarily lucrative. A subsequent nine-month study of the rich followed to determine what qualities they had in common. Attributes they did not share were age, gender, race, creed, country of origin or education. Surprisingly, it did not even matter whether or not they were born into rich families. Dolf did note one common denominator; almost without exception, the rich either made their money through property, or held their wealth in property. This finding marked a shift in Dolf's focal point. Although he continued on to earn a PhD in Engineering, Dolf began investing in property as an undergraduate student. Over the years, as his successes with property became apparent, Dolf was cajoled into sharing the "why" and "how" of his real estate investment strategies.

Robert Kiyosaki was born and raised in Hawaii, he is a fourth-generation Japanese-American. After graduating from college in New York, Robert joined the Marine Corps and went to Vietnam as an officer and helicopter gunship pilot. Returning from the war, Robert went to work for the Xerox Corporation, and in 1977 started a company that brought the first nylon and Velcro surfer wallets to market. In 1985, he founded an international education company that taught business and investing to tens of thousands of students throughout the world. In 1994, Robert sold his businesses and retired at the age of 47. Shortly afterward, he wrote The New York Times best-seller Rich Dad, Poor Dad, and he created the educational boardgame, CASHFLOW. He currently lives in Phoenix with his wife Kim.

Stephen R. Covey is widely acknowledged as one of the world's leading authorities on empowerment. Thousands of organizations worldwide-including more than 150 of the Fortune 500-have adopted his innovative techniques on quality, leadership, innovation, trust, teamwork, customer-focused service and organizational alignment. His audio book, The 7 Habits of Highly Effective People is a Nightingale Conant best-seller. Stephen has recently published The 8th Habit: From Effectiveness to Greatness. Dr. Covey earned his undergraduate degree from the University of Utah, his MBA from Harvard, and completed his doctorate at Brigham Young University. While at Brigham Young University, he served as assistant to the president and was also a professor of business management and organizational behavior.

Five Ways To Become Wealthy
by Brian Tracy

The Five Roads to Financial Success in America and How to Choose Your Own
There  are  basically  five  ways that you can become wealthy starting with nothing in America based on over 25 years of  research  into  American millionaires. Number one, you can inherit it. Less than 10 percent of wealthy Americans inherited any of their money, and it's less and less every single year.

The Second Way
The second way that you can become wealthy is you can achieve it professionally. You can become a doctor or a lawyer or an architect or an accountant. You can become extremely good at what you do, be paid very well, and hold on to the money.

The Third Way
The  third  way you can achieve  it  is you can  become a senior  executive of a large corporation.  You can be highly  paid;  you  can  have  stock  options  and  bonuses.  And  if you stay with the company long enough, for enough years, you can be paid enough to become wealthy.

The Fourth Way
You can win it.  But  only  a tiny  fraction of  one  percent  of wealthy Americans got that way by winning their money some way or another. As a matter of fact, the odds  against  you  winning  the lottery are the equivalent
of lightning striking twice in the same place. They're millions and millions to one.

The Best Way
The  fifth  way  that  you can become  wealthy  is you  can start  your  own business and earn it all by yourself. Starting your own business has been and will always  be  the high  road to becoming wealthy for most self-made millionaires.  Entrepreneurship  in  America  offers  more  opportunities  and  opens  more  doors than all other possibilities put together.  This  is why  it has been said that if you  have the ability to start  your own  business
and you don't do it,  you  are a fool. I'll repeat that. If you have the ability to start your  own  business and you don't do it, you're a fool.

Where do you start?
You start  by  getting  your  finances under control.  The  very  first thing you do is you make a decision to get your finances under control.  Some  years ago,  a man named George Classon wrote a book called  The  Richest Man in Babylon.  It's a  classic on  financial  success  and what  Classon  said in  that  book  was that  the key to becoming wealthy is to pay yourself first.  Take  ten  percent  off your earnings,  off  your gross  income  every month and put it aside.  Learn to  live on ninety percent or less of your gross income.  So the very  first  thing
that you do is you begin to save your money.

Action Exercises
Now, here are two things you can do immediately to put yourself onto the high road to personal wealth:

First, resolve today to begin saving your money a little bit at a time. Set a goal to save 10% of your earnings, to put it away and to never touch it. This will change your life.

Second, immediately  register  your  own business or sole proprietorship.  Open  a  bank  account, get business cards  and  letterhead  and  create  the corporate  entity  under which  you  can do business.  Your  business opportunities will appear far sooner than you think. If you build it, they will come.

Paul Zane Pilzer is a world-renowned economist, the founder of five companies, and the author of eight bestselling books published in 24 languages. He served as an economic adviser to two U.S. presidents and for 21 years was an award-winning professor at NYU. After receiving his MBA from Wharton in 15 months, Pilzer became Citibank’s youngest officer at age 22 and its youngest vice president at age 25, earning his first $1 million by age 25 and his first $10 million by age 30.


Jay Abraham is the nation’s highest paid marketing consultant, he regularly works marketing miracles for his clients. During his 24 year career, Mr. Abraham has worked with over 5,000 individual businesses in 165 separate industries. He has consulted for businesses large, medium and small, from one person operations to some of the world’s largest corporations including Weyerhauser, Coldwell Banker, Prudential-Bache, Dun and Bradstreet, Citibank and Sears Roebuck & Company. Mr. Abraham specializes in successfully identifying and ethically exploiting a company’s hidden, marketable assets to create windfall profits for his clients.


Financial Success Strategies


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